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Insurance Will Not Cover Surgery

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Subject: insurance will not cover surgery
Date: 04/27/2008
Hi,I have just been diagnosed with melanoma.The dr went very deep to remove a moe and said i needed surgery.I was all set tohave it when my insurance company denied it.They will not budge. The hospital said they would do the surgery but not unless i came up with $6,000.00.Any ideas on hwat i could do to have this surgery?Any place where i could go for help?The places i have contacted have said they won't  help with the surgery.Any information would be greatly appreciated.   
Subject: RE: insurance will not cover surgery
Date: 04/27/2008

 

On 4/27/2008 CHAMP64 wrote:

HI,

I HAVE JUST BEEN DIAGNOSED WITH MELANOMA.

THE DR WENT VERY DEEP TO REMOVE A MOE AND SAID I NEEDED SURGERY.

I WAS ALL SET TOHAVE IT WHEN MY INSURANCE COMPANY DENIED IT.

THEY WILL NOT BUDGE.

THE HOSPITAL SAID THEY WOULD DO THE SURGERY BUT NOT UNLESS I CAME UP WITH $6,000.00.

ANY IDEAS ON HWAT I COULD DO TO HAVE THIS SURGERY?

ANY PLACE WHERE I COULD GO FOR HELP?

THE PLACES I HAVE CONTACTED HAVE SAID THEY WON'T  HELP WITH THE SURGERY.

ANY INFORMATION WOULD BE GREATLY APPRECIATED.

 

 

 


Sorry to hear about you having problems with your Insurance, thats all you need to have to deal with right now. What state do you live in and what Hospitals have you tried?

Subject: RE: insurance will not cover surgery
Date: 04/27/2008

I wish I could help other than prayers and to tell you that I understand.  I have had 3 melanoma surgeries in the last 5 years.  HOW can those people sleep at night knowing they have declined you?  I am having same problems with my insurance (now with thyroid cancer)---and I'm appealing.  Have you gone through the appeal process?   The surgeon should help you with that.  My doctor wrote a "letter of necessity" and faxed it to the insurance company.  Where is your melanoma site?   The BEST of luck to you.  Let us know.  Tara

Subject: RE: insurance will not cover surgery
Date: 04/28/2008

 

On 4/27/2008 4 Given wrote:

 

On 4/27/2008 CHAMP64 wrote:

HI,

I HAVE JUST BEEN DIAGNOSED WITH MELANOMA.

THE DR WENT VERY DEEP TO REMOVE A MOE AND SAID I NEEDED SURGERY.

I WAS ALL SET TOHAVE IT WHEN MY INSURANCE COMPANY DENIED IT.

THEY WILL NOT BUDGE.

THE HOSPITAL SAID THEY WOULD DO THE SURGERY BUT NOT UNLESS I CAME UP WITH $6,000.00.

ANY IDEAS ON HWAT I COULD DO TO HAVE THIS SURGERY?

ANY PLACE WHERE I COULD GO FOR HELP?

THE PLACES I HAVE CONTACTED HAVE SAID THEY WON'T  HELP WITH THE SURGERY.

ANY INFORMATION WOULD BE GREATLY APPRECIATED.

 

 

 


Sorry to hear about you having problems with your Insurance, thats all you need to have to deal with right now. What state do you live in and what Hospitals have you tried?


 Hi, thanks for ansewering.I live in new orleans, la. I have tried ochsner which is where the surgeon is located. He is trying to help. He mentioned something about going to another city. I also have heard and am trying to find out more about university hospital here in n.o.\funny they all tell you how to make donations to help those in need but they don't help theose in need. Gale 

 

 

Subject: RE: insurance will not cover surgery
Date: 04/28/2008
Thanks and i can use all the prayers i can get.You are right it is enough to deal with cancer but to add this to it!!!!!!!!!!Gale 

 

Subject: RE: insurance will not cover surgery
Date: 04/28/2008

Gale,

I am so sorry for what you are going through.  It infuriates me every time I hear about a situation like this.  On my mother's chart at the cancer center there is a neon pink paper on the front cover that says "medicare only".  I often wonder if her treatment would be different if she had the best insurance in the world and a million dollars.  Do you mind if I ask what the reason for denial was?  Do they think it is not medically necessary?  I would definately go through the appeal process and be on the phone with the insurance company.  The social services dept. at the hospital can usually suggest different organizations to contact and also try contacting the American Cancer Society.  My prayers are with you and please keep us updated.

Liz

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