Treatment options

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Treatment options

by tangera on Mon Jun 29, 2009 12:00 AM

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I work in the insurance industry. CTCA did not make my day when they turned down my insurance.  My company has the best Blues of PA available. 
 

How sad that they are so heartless and greedy!

They could spend less money advertising constantly in every city and use that money to accept insurance for people who beleive in the kind of treatments they offer, and cannot find those options elsewhere.   

 

RE: Treatment options

by K_C_1 on Mon Jun 29, 2009 12:00 AM

Quote | Reply

Good Evening Tangera;

I work in the insurance industry. 

My condolences!

CTCA did not make my day when they turned down my insurance.

How's that feel?

My company has the best Blues of PA available.  

Good for you!

How sad that they are so heartless and greedy!

You've got alot of brass talking about being heartless and greedy. I thought you worked for the insurance industry.

They could spend less money advertising constantly in every city and use that money to accept insurance for people who believe in the kind of treatments they offer, and cannot find those options elsewhere.   

How they spend their money is their concern. Want to talk about Denise Cesare's salary and bennies? Or would you rather the millions "Big Blue" has stashed away?

I'l stop for now as I'm certain other posters/patients will take their turn with you. But you came to the wrong site to start crying the blues. (No pun intended)

And lose the bold type, this isn't high school!

Kevin

RE: Treatment options

by tangera on Mon Jun 29, 2009 12:00 AM

Quote | Reply

 

On 6/29/2009 K. C. wrote:

Good Evening Tangera;

I work in the insurance industry. 

My condolences!

CTCA did not make my day when they turned down my insurance.

How's that feel?

My company has the best Blues of PA available.  

Good for you!

How sad that they are so heartless and greedy!

You've got alot of brass talking about being heartless and greedy. I thought you worked for the insurance industry.

They could spend less money advertising constantly in every city and use that money to accept insurance for people who believe in the kind of treatments they offer, and cannot find those options elsewhere.   

How they spend their money is their concern. Want to talk about Denise Cesare's salary and bennies? Or would you rather the millions "Big Blue" has stashed away?

I'l stop for now as I'm certain other posters/patients will take their turn with you. But you came to the wrong site to start crying the blues. (No pun intended)

And lose the bold type, this isn't high school!

Kevin


 

Kevin,

I don't work for an insurance company.  I am a VP of a company which explains employee's benefits to them so that they understand the options available and choose the one that best suits their needs.  We work with household name Fortune 500 companies.  That being said, there are very few, if any companies who offer benefits that are better than the ones I have through my employer. 

CTCA would allow me to make $125K escrow deposit so that they could draw on it for my treatments.   The insurance company could reimburse me but since it was out of network, I would need to pay 10s of thousands of dollars out-of-pocket fir expenses not covered.  But they assured me that the flight to their center and the wholistic protocols and organic foods were "complimentary." 

Maybe you have insurance that they accept, maybe you have $125K for escrow, maybe you don't have a death sentence hanging over your head.  You probably don't understand how much money CTCA spends on advertising, or how insurance contracts work.  I know how much money the Blues waste.  This is calling the greedy pot calling the greedy kettle black. Trust me, cutting advertising costs and accepting more insurance would result in more people like myself having access. 

Thank God, I believe I have coordinated a treatment plan with a Integrated Onlcologist /Hemotologist associated with Amitabha Clinic in Sebastapol, CA.  I will get treatments in Baltimore without traveling to Philadelphia. 

When I am in permanent remission, I will do a World Tour called "Fix Your Glitch" so that people around the world have access to wholistic /conventional information, not just the priviledged few.

By the way, in highschool, I learned to write a letter to communicate. 

 

 

 

 

RE: Treatment options

by mmsurvivor on Mon Jun 29, 2009 12:00 AM

Quote | Reply

OK what heck is CTCA and what does it have to do with your insurance not being paid. Don't you know there is money made in claims? There is money made in Pay off and Money made in Advertising.  Is this something to do with Blue Cross and why did they turn you down. Was it your conditon? Do they not cover it? making a statement like the one below does not make much sense to me.

Until the collective consciousness is changed Greed will rule the industry. I hope you get your coverage but do you have MM? Most of us here do have a death sentance but it is relative, How soon who knows. I am sorry you are ill but if you have MM questions I am sure we will be happy to help you with those.MMS

On 6/29/2009 tangera wrote:

I work in the insurance industry. CTCA did not make my day when they turned down my insurance.  My company has the best Blues of PA available. 
 

How sad that they are so heartless and greedy!

They could spend less money advertising constantly in every city and use that money to accept insurance for people who beleive in the kind of treatments they offer, and cannot find those options elsewhere.   

 


 

RE: Treatment options

by tangera on Tue Jun 30, 2009 12:00 AM

Quote | Reply

CTCA, Cancer Treatment Center of America, does not accept Blue Cross except in the Chicago facility.  That means it is not under contract with my Blue Cross in MD, except as an out of network provider.  This means that I have to pay HUGE out of pocket expenses.  Conversely, Mayo Clinic, for example, is in network for me.  However, they do not have, and are not interested in providing the wholistic/integrated treatments I want. 

Blue Cross contracts with providers to accept the "fee for service" payment schedule they pay.  It is lower than the amount billed by the provider which is a compromise, but gives them a shot at the business which most providers are happy to get through their doors. 

CTCA will not accept the their fee schedule.  Instead they constantly have TV commercials running in every major city in the USA. Some of the enormous amount of money they pay for advertising could be used to pay the difference on Blue Cross's fee for service schedule and therefore treat more patients who would like to have longer lives, like me/us. 

Obviously, CTCA has wealthy patients who pay the out of pocket expenses without whining, therefore creating another class of service for the elite.   I guess by massive advertising they get enough of that money through the door to stay profitable without Blue Cross. 

RE: Treatment options

by mmsurvivor on Tue Jun 30, 2009 12:00 AM

Quote | Reply

Well Tangera were you aware they run this wonder site. I like them and strongly recomend them but they do have restrictions on their insurance. You cannot blame them, blame those that "run the world" as they look down on intituitions who provide alternative care and so restrict them severely.

I worked out my own treatment and found doctors who would help but I had to pay most of it myself. Unfortunately you should blame the ama and other august bodies for this state of affairs as they absolutely dislike natural care. I hope you can find something to suit you. There are many practicioners who take less money and some can incorporate the payment of treatment. It is a tough road to take for the practicioners. Don't shoot the messenger find out why the messenger does what he does. TAke care and if you read last 6 months of postings on this site there invaluable information, thatyou can do at home yourself, from those of us who do both traditonal and alternative treatments. MMS

On 6/30/2009 tangera wrote:

CTCA, Cancer Treatment Center of America, does not accept Blue Cross except in the Chicago facility.  That means it is not under contract with my Blue Cross in MD, except as an out of network provider.  This means that I have to pay HUGE out of pocket expenses.  Conversely, Mayo Clinic, for example, is in network for me.  However, they do not have, and are not interested in providing the wholistic/integrated treatments I want. 

Blue Cross contracts with providers to accept the "fee for service" payment schedule they pay.  It is lower than the amount billed by the provider which is a compromise, but gives them a shot at the business which most providers are happy to get through their doors. 

CTCA will not accept the their fee schedule.  Instead they constantly have TV commercials running in every major city in the USA. Some of the enormous amount of money they pay for advertising could be used to pay the difference on Blue Cross's fee for service schedule and therefore treat more patients who would like to have longer lives, like me/us. 

Obviously, CTCA has wealthy patients who pay the out of pocket expenses without whining, therefore creating another class of service for the elite.   I guess by massive advertising they get enough of that money through the door to stay profitable without Blue Cross. 


 

RE: Treatment options

by K_C_1 on Tue Jun 30, 2009 12:00 AM

Quote | Reply

Good Evening Tangera;

I don't work for an insurance company.

No, you said you worked for the insurance industry

You probably don't understand how much money CTCA spends on advertising, or how insurance contracts work. 

You're right, I'm just a bumpkin, why don't you enlighten all of here at CC with your behind the scenes knowledge!

By the way, in high school, I learned to write a letter to communicate. 

Then perhaps you'll utilize those finely honed skills to bring something valid to the forum other than your bruised ego of not being treated fairly.

Maybe you don't have a death sentence hanging over your head.  

How dare you come to this site with your presumptive opinion and insult the host who sponsors it. Your initial post here was nothing more than adolescent whining because you weren't getting your way. And then you make a comment like the above. You aren't a VP here, sunshine! We teach manners, courtesy, and etiquette as well as the latest treatment options.

Not that I want to engage in 'which one is going to die first' but I'm Stage III, no chance of remission, with chromo-13 deletion. If you can't top that then I'd suggest you stop posting your drivel and start educating yourself by reading the archives of the same site you're so critical of.

And don't forget to put the seat down when you're finished!

Kevin

RE: Treatment options

by tangera on Tue Jun 30, 2009 12:00 AM

Quote | Reply

 

On 6/30/2009 mmsurvivor wrote:

Well Tangera were you aware they run this wonder site. I like them and strongly recomend them but they do have restrictions on their insurance. You cannot blame them, blame those that "run the world" as they look down on intituitions who provide alternative care and so restrict them severely.

I worked out my own treatment and found doctors who would help but I had to pay most of it myself. Unfortunately you should blame the ama and other august bodies for this state of affairs as they absolutely dislike natural care. I hope you can find something to suit you. There are many practicioners who take less money and some can incorporate the payment of treatment. It is a tough road to take for the practicioners. Don't shoot the messenger find out why the messenger does what he does. TAke care and if you read last 6 months of postings on this site there invaluable information, thatyou can do at home yourself, from those of us who do both traditonal and alternative treatments. MMS

On 6/30/2009 tangera wrote:

CTCA, Cancer Treatment Center of America, does not accept Blue Cross except in the Chicago facility.  That means it is not under contract with my Blue Cross in MD, except as an out of network provider.  This means that I have to pay HUGE out of pocket expenses.  Conversely, Mayo Clinic, for example, is in network for me.  However, they do not have, and are not interested in providing the wholistic/integrated treatments I want. 

Blue Cross contracts with providers to accept the "fee for service" payment schedule they pay.  It is lower than the amount billed by the provider which is a compromise, but gives them a shot at the business which most providers are happy to get through their doors. 

CTCA will not accept the their fee schedule.  Instead they constantly have TV commercials running in every major city in the USA. Some of the enormous amount of money they pay for advertising could be used to pay the difference on Blue Cross's fee for service schedule and therefore treat more patients who would like to have longer lives, like me/us. 

Obviously, CTCA has wealthy patients who pay the out of pocket expenses without whining, therefore creating another class of service for the elite.   I guess by massive advertising they get enough of that money through the door to stay profitable without Blue Cross. 


 


 

RE: Treatment options

by tangera on Tue Jun 30, 2009 12:00 AM

Quote | Reply

 

On 6/30/2009 tangera wrote:

 

On 6/30/2009 mmsurvivor wrote:

Well Tangera were you aware they run this wonder site. I like them and strongly recomend them but they do have restrictions on their insurance. You cannot blame them, blame those that "run the world" as they look down on intituitions who provide alternative care and so restrict them severely.

I worked out my own treatment and found doctors who would help but I had to pay most of it myself. Unfortunately you should blame the ama and other august bodies for this state of affairs as they absolutely dislike natural care. I hope you can find something to suit you. There are many practicioners who take less money and some can incorporate the payment of treatment. It is a tough road to take for the practicioners. Don't shoot the messenger find out why the messenger does what he does. TAke care and if you read last 6 months of postings on this site there invaluable information, thatyou can do at home yourself, from those of us who do both traditonal and alternative treatments. MMS

On 6/30/2009 tangera wrote:

CTCA, Cancer Treatment Center of America, does not accept Blue Cross except in the Chicago facility.  That means it is not under contract with my Blue Cross in MD, except as an out of network provider.  This means that I have to pay HUGE out of pocket expenses.  Conversely, Mayo Clinic, for example, is in network for me.  However, they do not have, and are not interested in providing the wholistic/integrated treatments I want. 

Blue Cross contracts with providers to accept the "fee for service" payment schedule they pay.  It is lower than the amount billed by the provider which is a compromise, but gives them a shot at the business which most providers are happy to get through their doors. 

CTCA will not accept the their fee schedule.  Instead they constantly have TV commercials running in every major city in the USA. Some of the enormous amount of money they pay for advertising could be used to pay the difference on Blue Cross's fee for service schedule and therefore treat more patients who would like to have longer lives, like me/us. 

Obviously, CTCA has wealthy patients who pay the out of pocket expenses without whining, therefore creating another class of service for the elite.   I guess by massive advertising they get enough of that money through the door to stay profitable without Blue Cross. 


 


 

Reflections on the power of practices and overcoming fear

by tangera on Tue Jun 30, 2009 12:00 AM

Quote | Reply

 

On 6/30/2009 tangera wrote:

 

On 6/30/2009 tangera wrote:

 

On 6/30/2009 mmsurvivor wrote:

Well Tangera were you aware they run this wonder site. I like them and strongly recomend them but they do have restrictions on their insurance. You cannot blame them, blame those that "run the world" as they look down on intituitions who provide alternative care and so restrict them severely.

I worked out my own treatment and found doctors who would help but I had to pay most of it myself. Unfortunately you should blame the ama and other august bodies for this state of affairs as they absolutely dislike natural care. I hope you can find something to suit you. There are many practicioners who take less money and some can incorporate the payment of treatment. It is a tough road to take for the practicioners. Don't shoot the messenger find out why the messenger does what he does. TAke care and if you read last 6 months of postings on this site there invaluable information, thatyou can do at home yourself, from those of us who do both traditonal and alternative treatments. MMS

On 6/30/2009 tangera wrote:

CTCA, Cancer Treatment Center of America, does not accept Blue Cross except in the Chicago facility.  That means it is not under contract with my Blue Cross in MD, except as an out of network provider.  This means that I have to pay HUGE out of pocket expenses.  Conversely, Mayo Clinic, for example, is in network for me.  However, they do not have, and are not interested in providing the wholistic/integrated treatments I want. 

Blue Cross contracts with providers to accept the "fee for service" payment schedule they pay.  It is lower than the amount billed by the provider which is a compromise, but gives them a shot at the business which most providers are happy to get through their doors. 

CTCA will not accept the their fee schedule.  Instead they constantly have TV commercials running in every major city in the USA. Some of the enormous amount of money they pay for advertising could be used to pay the difference on Blue Cross's fee for service schedule and therefore treat more patients who would like to have longer lives, like me/us. 

Obviously, CTCA has wealthy patients who pay the out of pocket expenses without whining, therefore creating another class of service for the elite.   I guess by massive advertising they get enough of that money through the door to stay profitable without Blue Cross. 


 


 

Thankyou for your support.  I found someone to work with who wrote the following;

Reflections on the power of practices, attitudinal healing, and overcoming fear.

By Dwight L. McKee M.D.

For many people, cancer is a word that strikes fear into our hearts and those of our loved ones. In times past, and still to a great extent today, a diagnosis of “inoperable” cancer is considered a “death sentence”. Of course, the reality is that we are born into life with a “death sentence”, as we will all leave life through the process we call death. It, along with the meaning of life are perhaps the greatest mysteries confronting all of us who are alive on this planet. My experience with many many people facing the challenge of “incurable” cancer over the past 3 decades has been that it is not so much the fear of death, though that is certainly present to greater and lesser extents in most of us, but the fear of pain, suffering, body changes, loss of control, and loss of dignity that people associate with cancer.

As the attempts of modern medicine became progressively more intense, severe, and destructive, following the military model of a “war on cancer”, people have become progressively more afraid not only of the potential of the disease itself, but of its treatment, in causing great suffering. Over the past 10-15 years, although there have been real breakthroughs for only a few and relatively uncommon types of cancer, there has been great progress toward smaller and gentler surgeries, better control of radiation therapy and hence fewer side effects, development of much better anti-nausea medications, gentler chemotherapies, targeted agents, so that we have progressively less to fear from conventional treatments. Better targeting of those treatments by careful study of each individual tumor’s leading toward greater personalization of cancer therapy is a stated goal of the oncology profession, though they have for the most part passed over the valuable work done by pioneers like Larry Weisenthal, Robert Nagourney, and others who study the response of each person’s live tumor cells to various agents in tissue culture. On the other hand, there is great mainstream interest in studying the gene and protein expression of individual tumors in an effort to individualize therapy, and this field is making progress, though I believe it would move much faster if it incorporated and built on the work of dedicated researchers such as Weisenthal, Nagourney, and others who work in the field of fresh tumor cell culture studies.

Working in the rather eclectic field of Integrative Cancer Therapy since I completed training in conventional medical oncology and hematology 14 years ago, and even in the years from 1975 to 1988 when I worked in the field of alternative/complementary cancer therapies, I have been struck by the observation that often the people I have worked with who have been the most successful in healing from “incurable” cancers, were those who embraced some type of practice, whether meditation, prayer, Tai Chi, Yoga, Chi Gung, or mental imagery, and through such practice were able to achieve a state that I can best describe as “inner peace”. I have come to believe that overcoming fear—the many headed monster created by our collective beliefs about the group of diseases that we call cancer, is a key step in this journey. It is not a trivial task, and far easier to state or recommend than to accomplish. One of the allies in this quest is confidence, a cousin of faith, whether it be in a physician, an herbalist, a healer, a spiritual teacher, a substance, an approach, a drug, an herb, a supplement program, an institution, a clinical trial, or a spiritual belief. Perhaps the greatest ally is a belief that our essential nature, soul, spirit, or whatever one might call it, survives the body, and is indestructible—that a part of us will be “OK” no matter what. Those who have devoted themselves to pursuits of the mind and logic often have the greatest difficulty in arriving at a deeply held conviction that this is so, simply because it cannot be demonstrated in a tangible way—it is, in the final analysis, an act of faith.

Nevertheless, the physiological consequences of deeply held faith, confidence in healing, be it physical or spiritual, are real, demonstrable, and of great benefit to the physical healing process. Moving from fear to trust, dramatically lowers stress hormones, activates the immune system, improves digestion, overall cellular metabolism, and improves the body’s defenses against disease causing bacteria, viruses, and tumor cells themselves.

Many of the tools of Integrative Cancer Therapy are those related to nurturing and nourishing of the body—foods, juices, nutritional and botanical supplements. Virtually all of these that I recommend in my integrative cancer consultations have science behind them, demonstrating a potential benefit to physiology, and even an ability to modify gene expression of tumor cells in a way that is beneficial to the body carrying them. They also represent hope and possibility—possibility to defy a conventional medical prognosis, perhaps to change a “terminal” illness to a chronic and manageable condition. It is not uncommon for people, at some point in their journey with cancer and cancer therapy, to become overwhelmed with their supplement and dietary program—either the expense, the volume, the monotony, the “giving up” of “comfort” foods. Sometimes, it is the wisdom of the body, letting them know it would be good to take a break—a “supplement holiday” or to eat some favorite food the lack of which is making them feel deprived—perhaps to skip their exercise or meditation. Of course, taking this to an extreme, or persisting in it too long, could be detrimental, but “taking a break” can be very beneficial, allowing a return to the routine with renewed vigor and commitment. For some people it works well to take 1 day a week off from their “program”.

If one notices that they have come to view their therapy, whether conventional, alternative, or integrative, as a punishment, or a burden—that they have come to resent some aspect of their regimen, it should be carefully re-assessed, as such a situation is unlikely to result in healing. This situation is most common when the “program” is being pushed by someone else—that the motivation and desire to pursue it did not come from within the person who is confronting the illness. Often a well meaning, frightened, and/or desperate spouse, child, or parent will push a therapy that they believe in on their loved one, who is following it only to make the other happy, rather than out of their own deep need to recover due to a sense of wanting to further engage life. In my experience such a situation rarely leads to healing, and often ultimately results in conflict and disappointment for both the patient and their well-intentioned care-giver.

One practice that I have found extremely valuable is to use a dietary and supplement program as a vehicle for both visualizing healing, and expressing gratitude. Every time you eat a meal or take supplements, strive to feel a deep sense of gratitude for the plants (and sometimes animals) that have offered themselves to you for nourishment and healing, and for the knowledge and skill of those who have produced and recommended the supplements. I believe that taking a moment to close your eyes and visualize the energy of these substances flowing out into your body to strengthen and heal it, can multiply their physical effects immensely. When using botanical supplements, be aware that a vast array of plant medicines that exist in the natural world are being brought into your body to restore harmony. Restore trust in your body if you have lost it, and have confidence in your ability to heal. Follow the path you have set yourself on, keep your mind focused on the present moment, and all is possible. Trust your soul to guide you through all the experiences that you need to fully develop in this life.

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