Oops 1 more thing, you said your insurance will only pay annually. You need to check with them about that. I have never heard of an insurance company that will only pay for yearly (screening) mammograms. Any 6 month follow up you have or if you are having a problem such as pain, it will be billed as a (diagnostic) mammogram. So you need to ask them about that. They really should pay for that I would think. You would of course have to meet your deductable/and pay your 20% or what ever your insurance is.
Kim